News
2026: The year BFSI shifts from modernisation ambition to governed intelligence
2+ hour, 22+ min ago (543+ words) Pablo Cella explains why 2026 represents a pivotal year for the banking, financial services and insurance sector GenAI will also undergo a defining shift in 2026, from experimentation to governed execution. Instead of single'model bets, banks will embrace multi'vendor GenAI ecosystems, deploying…...
Fintech’s long march to Washington
7+ hour, 51+ min ago (565+ words) Rhys Merrett'discusses recent renewed efforts by European fintechs such as Revolut, Monzo and bunq to enter the US market by acquiring a banking licence Revolut had abandoned its plans to acquire a US lender. The update from January 2026 might appear…...
Scotland-based Financial Regulation Innovation Lab reveals winners
6+ day, 22+ hour ago (209+ words) The FRIL has awarded "50,000 each to four fintechs to accelerate consumer wealth support Following the Showcase Day, four fintechs were selected to receive "50,000 each to further develop their solutions. Over the grant period, the awardees will continue to collaborate with…...
When software becomes an actor, identity becomes the bottleneck
1+ week, 5+ day ago (723+ words) The last wave of enterprise software automated tasks. The current wave is beginning to act, explains Dr Gulzar Singh In early deployments, AI agents are usually framed as helpers. They prepare responses. They gather information. They assist a human decision....
The future of banking will be decided by its architecture
2+ week, 6+ day ago (1710+ words) Dr Gulzar Singh reflects on how banking risk is increasingly shaped by institutional design, operating discipline, and board-level visibility, rather than isolated events When risk stops arriving as an eventOn paper, many banks look well controlled. The numbers are steady....
AI, cyber, and climate change will be the key insurance themes in 2026
1+ mon, 2+ week ago (125+ words) GlobalData has selected the three key themes for 2026 in its annual Predictions Webinar. AI, cyber insurance, and climate change/natural catastrophes were highlighted as the three themes that will have the biggest impact on insurance in 2026 as part of GlobalData's…...
Why banks are finally rethinking fintech partnerships
3+ mon, 2+ week ago (437+ words) Collaboration is no longer optional but central to how banks drive innovation and efficiency. Chris Gliva explores what a truly productive bank'fintech partnership looks like, and how both sides can create genuine value Research suggests that banks already maintain an…...
Fraud at real time speed: Protecting not punishing customers
4+ mon, 3+ week ago (1011+ words) Dr Gulzar Singh reflects on how retail banks can protect customers in an instant-payments world without creating unnecessary friction or resentment The paradox is simple. Customers want to be protected, but they do not want to be punished. They accept…...
Tackling the complexity of ecommerce fraud
4+ mon, 3+ week ago (496+ words) Merchants can no longer view fraud as a cost of doing business - it's a consequence of ignoring your data, explains Martin Sweeney As online retail continues to grow and evolve, so too does the fraud that threatens it. This isn't…...
Turning open banking and instant payments into everyday value
5+ mon, 1+ day ago (1342+ words) Dr Gulzar Singh examines how retail banks can convert digital access into practical inclusion by making open banking, instant payments and digital identity work for people in the moments that matter Customers do not read architecture diagrams. They notice whether…...